{
  "id": "7c160105-696a-49ef-9bb1-207359707ee6",
  "slug": "straitsx",
  "name": "StraitsX API (XSGD, PayNow ramps)",
  "provider": "StraitsX (formerly Xfers)",
  "category_slug": "payments",
  "description": "MAS-regulated stablecoin issuer of XSGD and payments API for PayNow collections, bank transfers and fiat-to-stablecoin ramps. The bridge between SGD rails and blockchain for SG fintechs.",
  "base_url": "https://api.straitsx.com",
  "docs_url": "https://docs.straitsx.com",
  "openapi_url": null,
  "auth_type": "api_key",
  "auth_guide": [
    "Apply for a StraitsX Business account (KYB review required).",
    "Get sandbox API keys from the developer dashboard once approved.",
    "Authenticate with your API key per the docs (header-based).",
    "Test PayNow collection and XSGD mint/redeem flows in sandbox before production enablement."
  ],
  "pricing": "contact",
  "rate_limit": null,
  "example_request": "curl -H 'X-XFERS-USER-API-KEY: YOUR_KEY' 'https://api.straitsx.com/api/v3/account'",
  "example_response_snippet": "{\"data\":{\"attributes\":{\"availableBalance\":\"1000.00\",\"currency\":\"SGD\"}}}",
  "agent_notes": "Business onboarding (KYB) gates everything; no anonymous sandbox. XSGD is an ERC-20/other-chain token, so on-chain interactions are separate from the fiat API.",
  "status": "live",
  "tags": [
    "straitsx",
    "xsgd",
    "stablecoin",
    "paynow",
    "web3"
  ],
  "sg_official": false,
  "created_at": "2026-07-05T08:44:12.277Z",
  "updated_at": "2026-07-05T09:15:26.954Z",
  "page_url": "https://singaporeapi.com/apis/straitsx"
}