{
  "id": "0a312851-27c9-466b-88c9-4e4ba58ac737",
  "slug": "wise-platform",
  "name": "Wise Platform API",
  "provider": "Wise",
  "category_slug": "payments",
  "description": "API for cross-border transfers, multi-currency accounts and mid-market FX rates, fully licensed in Singapore. Widely used by SG businesses for cheap international payouts.",
  "base_url": "https://api.transferwise.com",
  "docs_url": "https://docs.wise.com",
  "openapi_url": null,
  "auth_type": "token",
  "auth_guide": [
    "Create a Wise business account.",
    "Generate a personal API token under Settings > API tokens (read-only or full access).",
    "Use the sandbox (api.sandbox.transferwise.tech) with a sandbox account for testing.",
    "Send Authorization: Bearer TOKEN. Large-scale Wise Platform partnerships require a signed agreement and client credentials instead."
  ],
  "pricing": "freemium",
  "rate_limit": null,
  "example_request": "curl -H 'Authorization: Bearer YOUR_TOKEN' 'https://api.transferwise.com/v1/rates?source=SGD&target=USD'",
  "example_response_snippet": "[{\"rate\":0.779,\"source\":\"SGD\",\"target\":\"USD\",\"time\":\"2026-07-05T08:00:00+0000\"}]",
  "agent_notes": "The rates endpoint is the simplest first call. Transfers require the quote, recipient, transfer, fund sequence in that order; SCA (2FA signing) applies to funding from some regions.",
  "status": "live",
  "tags": [
    "wise",
    "fx",
    "remittance",
    "multi-currency",
    "payouts"
  ],
  "sg_official": false,
  "created_at": "2026-07-05T08:44:12.256Z",
  "updated_at": "2026-07-05T09:15:26.934Z",
  "page_url": "https://singaporeapi.com/apis/wise-platform"
}