2C2P Payment Platform API
Commercialby 2C2P
Southeast Asia payments processor headquartered in Singapore, covering cards, QR payments and 250+ local payment methods across the region. Suited to merchants selling into multiple SEA markets.
How to authenticate
- 1Contact 2C2P sales or sign up via developer.2c2p.com to get a sandbox merchant account.
- 2Receive your merchantID and secret key.
- 3Create a Payment Token by POSTing a signed JWT payload to /paymentToken.
- 4Use the returned webPaymentUrl or continue API-only flows with the paymentToken.
- 5Verify responses by validating the JWT signature with your secret.
Example request
curl -X POST 'https://sandbox-pgw.2c2p.com/payment/4.3/paymentToken' -H 'Content-Type: application/json' -d '{"payload":"SIGNED_JWT"}'Example response
{"payload":"eyJhbGciOi..."} // decoded: {"paymentToken":"kSAops9Zw...","respCode":"0000","respDesc":"Success"}Notes for AI agents
Everything is JWT-in, JWT-out: both requests and responses are signed payloads, so you must decode responses before reading fields. Merchant onboarding is sales-led, not self-serve.
Machine-readable version: /api/apis/2c2p
Related APIs
Adyen
Adyen N.V.
Enterprise payments platform with a single Checkout API for cards and local payment methods. In Singapore it supports PayNow (SGD, SG only) with real-time payments, QR code integration, refunds, partial refunds and separate captures via the standard /payments endpoint with paymentMethod.type set to paynow.
Airwallex API
Airwallex
Global business accounts, multi-currency wallets, payouts, cards and payment acceptance with strong Singapore entity support. Common choice for SG companies paying overseas suppliers or holding multi-currency balances.
FOMO Pay
FOMO Pay Pte Ltd
Singapore MAS-licensed major payment institution providing a banking-grade API for accounts, balances, virtual accounts, beneficiaries, outgoing transfers and transaction data. Known in SG for QR payment acceptance (PayNow/SGQR) and digital-currency-to-fiat settlement rails for merchants.
HitPay API
HitPay
Singapore-born payment gateway popular with SMEs: one API for PayNow QR, cards, GrabPay, ShopeePay and more, with no monthly fees. Simple payment-request model that is easier than Stripe for basic use cases.